Approaching retirement is a mixed bag of emotions and practical concerns.
Financial stability is a big deal. Will your savings stretch as far as you need them to? Shrinkflation is a reality. Things have got more expensive. Will you have enough to do the things you want to do? Anxiety can well up within you and hamper your decision-making.
Once retired, finding a sense of purpose becomes super important. Some people dive into hobbies or pursue new interests, while others look for ways to give back to their communities—there are many things to do here in Edmonton and surrounding cities and towns. But even with all these options, before retirement comes into effect, people begin to have that nagging fear of ongoing boredom or being unproductive. That's where making plans is essential.
Will you do some regular exercise? Will you get a dog or commit to taking the current dog out more regularly than you can now because of your work schedule? Where would you like to travel if feasible? How will you meet new people? Spending time with the grandkids is always fun, but you also need time for your pursuits. Many retirees' grandkids and extended family members do not live locally. So, getting out and doing things daily with other retirees is essential. There is a whole spectrum when it comes to that category of people. You don't have to join the golden oldies groups just yet; there are age-appropriate groups even for retirees. Some active, some passive - some younger specific, some for the less agile, some for all ages. It's up to what makes sense to you and what brings an element of fun and challenge. Activities that bring joy are crucial for a happy and healthy retirement.
Socialization is vital for staving off depression. The longer people stay isolated, the more anxious they can become, even about driving. Encouraging your newly retired spouse to leave the house daily is essential. Maybe you walk the dog alone, but getting your partner to come along can be good emotionally and physically. But there can be challenges. When people are amid life transitions, they can become tired and grumpy and maybe even gain weight. Drinking more, comfort eating, not eating well . . . these are often symptoms that they are feeling low, a bit sad, even depressed and secretly psychologically struggling with how to navigate a new way of life.
That's where counselling can help. Connect with me here in Edmonton. We can set up an in-person or virtual appointment to discuss your thoughts and feelings about your retirement plans. Talking to someone who can explore your thoughts and feelings about retirement can make a difference. Counselling can help you work through your worries about money, identity, and what retirement will look like day-to-day. With psychological support, you can find ways to stay engaged, healthy and fulfilled in this new chapter of life.
Retirement is initially complex, but with the proper discernment in counselling, you can navigate it confidently and find some unexpected joys.
